First Liberty Bank understands that the security of your account information is important to you. We also understand that our continued success as a financial institution relies on our ability to offer you banking services securely and your responsibility to keep access codes, passwords or PINs secure. To assist us in offering these Web-based banking services in a secure manner, we employ a number of measures, which are described below. These measures allow us, among other benefits, to properly authenticate your identity when you access these services and protect your information as it travels between your PC and First Liberty Bank. With the proper safety measures in place, your online banking transactions remain safe and secure. The following measures have been taken to ensure your privacy, and you can take some steps.
Information Encoding
We use the latest encryption technology to ensure that your private information cannot be intercepted. Encryption is a way to rewrite something in code, which can be decoded later with the right "key". When you request information about your accounts, the request is sent encrypted to First Liberty Bank. We decrypt your request and send the requested information back to you in an encrypted format. When you receive the information, it is decoded so that you can read it.
Personally Selected Account Names
First Liberty Bank does not display your account numbers over the Internet. Instead, we ask you to choose a "pseudo" name for each of your accounts. Examples of the pseudo names would be vacation accounts, checking accounts, and savings accounts. You can change your "pseudo" account name under our online banking service's "Options" section.
Unique ID And Personal Identification Number (PIN)
To access your accounts online, you must enter a unique User ID and PIN number. We strongly recommend that you choose a PIN that you can remember (without writing it down) but does not use information that can be easily guessed by someone. Avoid the use of birthdays, children's names, etc. Do not reveal your User ID or PIN to anyone.
Three Strikes and You're Out
If an unauthorized person attempts entry into an end user's account by trying to guess a Log-In ID, the bank will disable the password on the third incorrect attempt, thus invalidating the Log-In combination. If you accidentally activate this security feature by unintentionally mis-keying a password three times, you would need to call the Bank to reestablish the password for that account. For example, a common mistake made by the end user is having the CAPS-LOCK on while keying in a password.
To further protect you, our site uses a timeout feature. This feature automatically logs you out of your current financial service session after 15 minutes of inactivity.
Email Communications
Please remember that email is not secure against interception, and you should be cautious when sending emails with personal information. If your information is very sensitive or includes personal or confidential information such as your bank account, charge card or Social Security number, you may want to contact us by postal mail or telephone. For a secure email connection, utilize our Contact Us option.
How You Can Protect Your Internet Security
While First Liberty Bank works to protect your banking privacy, you will also play an important role in protecting your accounts. There are a number of steps you can take to ensure that your First Liberty Bank account information is protected, including:
- Keep your PIN to yourself
- Change your PIN frequently
Please remain at your computer until your online banking transactions are completed, and then log out. Please log out of online banking before visiting other Internet sites.
If you notice suspicious or unusual activity on your online banking accounts, call the bank immediately at 405.608.4500.
For more safety tips and to learn how to protect yourself from fraud, please visit our website's Security Tips page.