SET ASIDE FUNDS NOW TO GUARANTEE YOURSELF A SOLID RETURN IN THE FUTURE!
APY = Annual Percentage Yield. Rates are effective as of December 1, 2024
Kasasa Cash* Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $25,000 | $50 | 5.83% | 6.00% |
| $25,000+ | $50 | 0.50% | 6.00% to 1.60% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
*Qualifications
Just do a few simple things you're probably already doing. Enrollments must be in place, and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 ACH credit or ACH payment
- Be enrolled in and agree to receive eStatements
And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Fees may reduce earnings. Rates may change without notice.
Kasasa Saver‡ Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $100,000 | $50 | 1.98% | 2.00% |
| $100,000+ | $50 | 0.50% | 2.00% to 1.25% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
‡Qualifications
Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 ACH credit or ACH payment
- Be enrolled in and agree to receive eStatements
And if you don't meet these qualifications, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Fees may reduce earnings. Rates may change without notice.
Money Market Learn More
| Balance | APY | Rate |
|---|---|---|
| $1,000.00 - $24,999.99 | 1.50% | 1.49% |
| $25,000.00 - $49,999.99 | 1.60% | 1.59% |
| $50,000.00 - $99,999.99 | 1.95% | 1.93% |
| $100,000.00 - $249,999.99 | 2.30% | 2.27% |
| $250,000.00 - $499,999.99 | 2.45% | 2.42% |
| $500,000.00 - $999,999.99 | 2.85% | 2.81% |
| $1,000,000+ | 3.05% | 3.00% |
The minimum balance to open an account is $1,000.00.
Interest Rates are subject to change. Subject to fees, which may reduce earnings on the account.
Certificates of Deposit Learn More
| Term | APY* | Rate |
|---|---|---|
| 28-Day Promo CD | 2.15% | 2.13% |
| 6 Month CD | 4.60% | 4.51% |
| 12 Month CD (also IRA) | 4.25% | 4.17% |
| 24 Month CD (also IRA) | 3.50% | 3.45% |
| 36 Month CD | 3.00% | 2.96% |
| 60 Month CD | 3.00% | 2.96% |
Annual Percentage Yield (APY) is subject to change without notice. A $2,500.00 minimum deposit balance to open and obtain APY. Substantial penalty for early withdrawal. APY assumes the principal and balance remain on deposit for the certificate term.
Freedom Checking Learn More
| Balance | APY | Rate |
|---|---|---|
| $100.00 - $4,999.00 | 0.50% | 0.50% |
| $5,000.00 - $24,999.00 | 0.75% | 0.75% |
| $25,000+ | 0.80% | 0.80% |
The minimum deposit to open an account is $50.
Interest Rates are subject to change. Fees may reduce earnings.
Savings (Personal & Business)
| Minimum Balance to obtain disclosed APY | APY | Rate |
|---|---|---|
| $50.00 | 0.90% | 0.90% |
The minimum deposit to open an account is $50.
Interest Rates are subject to change. Subject to fees, which may reduce earnings on the account.
