RATES

Effective Date: November 12, 2019
(APY below denotes Annual Percentage Yield)

 

MONEY MARKET RATES:
LIBERTY MONEY MARKET and FIRST MONEY MARKET

Minimum Balance to
obtain disclosed APY:
APY Rate
$1,000.00 - $24,999.99 0.50 0.50
$25,000.00 - $49,999.99 0.65 0.65
$50,000.00 - $99,999.99 0.80 0.80
$100,000.00 - $249,999.99 1.00 1.00
$250,000.00 - $499,999.99 1.10 1.09
$500,000.00 - $999,999.99 1.20 1.19
$1,000,000.00 and above 1.30 1.29


The minimum balance to open an account is $1,000.00.
*Rates are subject to change. Subject to fees, which may reduce earnings on the account.


CD RATES:

Minimum Balance to
obtain disclosed APY:
APY Rate
30 to 89 Day CD Not currently offering Not currently offering
91 Day CD 0.25 0.25
28 Day Promo CD 0.75 0.75
6 Month CD 1.40 1.39
12 Month CD (also IRA) 1.85 1.83
24 Month CD (also IRA) 1.90 1.88
36 Month CD 1.95 1.93
60 Month CD 2.00 1.98

Minimum Opening Deposit and balance to obtain the disclosed APY: $2,500.00

*Rates are subject to change. Substantial penalty for early withdrawal.

*Brokered accounts will not be accepted.

*All accounts must be opened in person.

 

**Annual Percentage Yield (APY) is accurate as of 10/09/2019 and subject to change without notice. No brokered deposits. A penalty may be imposed for early withdrawal. APY assumes principal and interest remain on deposit for the term of the certificate.


FREEDOM CHECKING (NOW):

Minimum Balance to
obtain disclosed APY:
APY Rate
$100.00 - $4,999.00 0.25 0.25
$5,000.00 - $24,999.00 0.35 0.35
$25,000.00 and above 0.50 0.50

Notice Regarding Freedom Checking Fees: Rate may change after the account is opened. Fees could reduce earnings on the account.

 

The minimum deposit to open an account: $50.00

 

There are limitations on the availability of a NOW account.


SAVINGS (BUSINESS & PERSONAL)

Minimum Balance to
obtain disclosed APY:
APY Rate
$50.00 0.55 0.55

Minimum balance to open $50.00.

 

*Rates are subject to change. Subject to fees, which may reduce earnings on the account.



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