Effective December 1st, 2018 the cutoff time for Outgoing Domestic Wire Transfers will change to 3:30 p.m. CST. (The Outgoing Foreign Wire Transfer cutoff time remains at 2:00 p.m. CST.)

RATES

Effective Date: November 19, 2018
(APY below denotes Annual Percentage Yield)

 

MONEY MARKET RATES:
LIBERTY MONEY MARKET and FIRST MONEY MARKET

Minimum Balance to
obtain disclosed APY:
APY Rate
$1,000.00 - $24,999.99 1.00 1.00
$25,000.00 - $49,999.99 1.10 1.09
$50,000.00 - $99,999.99 1.25 1.24
$100,000.00 - $249,999.99 1.50 1.49
$250,000.00 - $499,999.99 1.60 1.59
$500,000.00 - $999,999.99 1.70 1.69
$1,000,000.00 and above 1.75 1.74


Minimum balance to open account $1,000.00
*Rates are subject to change. Subject to fees, which may reduce earnings on the account.


CD RATES:

Minimum Balance to
obtain disclosed APY:
APY Rate
30 to 89 Day CD Not currently offering Not currently offering
91 Day CD 0.25 0.25
28 Day Promo CD 1.00 0.99
6 Month CD 2.00 1.98
12 Month CD (also IRA) 2.65 2.62
24 Month CD (also IRA) 2.85 2.81
36 Month CD 3.00 2.96
50 Month CD 3.00 2.96
**SPECIAL 15 Month CD 2.75 2.72

Minimum Opening Deposit and balance to obtain the disclosed APY: $2,500.00

*Rates are subject to change. Substantial penalty for early withdrawal.

*Brokered accounts will not be accepted.

*All accounts must be opened in person.

 

**Annual Percentage Yield (APY) is accurate as of 11/7/2018 and subject to change without notice. No brokered deposits. A penalty may be imposed for early withdrawal. APY assumes principal and interest remain on deposit for the term of the certificate.

 

 

 

 

 

 

 

 

 

 


FREEDOM CHECKING (NOW):

Minimum Balance to
obtain disclosed APY:
APY Rate
$100.00 - $4,999.00 0.25 0.25
$5,000.00 - $24,999.00 0.35 0.35
$25,000.00 and above 0.50 0.50

Notice Regarding Freedom Checking Fees: Rate may change after the account is opened. Fees could reduce earnings on the account.

 

Minimum deposit to open account: $50.00

 

There are limitations on the availability of a NOW account.


SAVINGS (BUSINESS & PERSONAL)

Minimum Balance to
obtain disclosed APY:
APY Rate
$50.00 0.55 0.55

*Rates are subject to change. Subject to fees, which may reduce earnings on the account.



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