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PERSONAL SAVINGS 

If you are looking for competitive Savings, Money Market and CD interest rates, we have them at First Liberty Bank. Go to our Rates page or contact a Community Banker at 405.608.4500.

Personal Savings Options

Liberty Money Market First Liberty Savings Young Saver* Personal CDs**
Minimum Opening Deposit $1000.00 $50.00 None $2500.00
Service Charge $12.00 monthly if average collected balance less than $1000.00 $10.00 quarterly if average collected balance less than $50.00 N/A. N/A.
Interest Tiers $1,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $249,999.99
$250,000.00 - $499,999.99
$500,000.00 - $999,999.00
$1,000,000.00 and above
Interest rate guaranteed until maturity. Various maturity terms up to 60 months
Number of Authorized Withdrawals per Statement Cycle 6 6 6 Penalty assessed for early withdrawal
Transaction Charge over 6 Authorized Withdrawals $10.00 $5.00 $2.00 N/A
Deposit Item Fee 20 Free Deposit Items ($0.25 per item thereafter) N/A N/A N/A
MyMobile Smart Phone App Included Included Included Included
MyBanker Online Included Included Included Included
Paper or E-Statements Paper or Electronic Statements Paper or Electronic Statements Paper or Electronic Statements N/A
  • Liberty Money Market
    Minimum Opening Deposit
    $1000.00
    Service Charge
    $12.00 monthly if average collected balance less than $1000.00
    Interest Tiers
    $1,000.00 - $24,999.99
    $25,000.00 - $49,999.99
    $50,000.00 - $99,999.99
    $100,000.00 - $249,999.99
    $250,000.00 - $499,999.99
    $500,000.00 - $999,999.00
    $1,000,000.00 and above
    Number of Authorized Withdrawals per Statement Cycle
    6
    Transaction Charge over 6 Authorized Withdrawals
    $10.00
    Deposit Item Fee
    20 Free Deposit Items ($0.25 per item thereafter)
    MyMobile Smart Phone App
    Included
    MyBanker Online
    Included
    Paper or E-Statements
    Paper or Electronic Statements
  • First Liberty Savings
    Minimum Opening Deposit
    $50.00
    Service Charge
    $10.00 quarterly if average collected balance less than $50.00
    Interest Tiers
    Number of Authorized Withdrawals per Statement Cycle
    6
    Transaction Charge over 6 Authorized Withdrawals
    $5.00
    Deposit Item Fee
    N/A
    MyMobile Smart Phone App
    Included
    MyBanker Online
    Included
    Paper or E-Statements
    Paper or Electronic Statements
  • Young Saver*
    Minimum Opening Deposit
    None
    Service Charge
    N/A.
    Interest Tiers
    Number of Authorized Withdrawals per Statement Cycle
    6
    Transaction Charge over 6 Authorized Withdrawals
    $2.00
    Deposit Item Fee
    N/A
    MyMobile Smart Phone App
    Included
    MyBanker Online
    Included
    Paper or E-Statements
    Paper or Electronic Statements
  • Personal CDs**
    Minimum Opening Deposit
    $2500.00
    Service Charge
    N/A.
    Interest Tiers
    Interest rate guaranteed until maturity. Various maturity terms up to 60 months
    Number of Authorized Withdrawals per Statement Cycle
    Penalty assessed for early withdrawal
    Transaction Charge over 6 Authorized Withdrawals
    N/A
    Deposit Item Fee
    N/A
    MyMobile Smart Phone App
    Included
    MyBanker Online
    Included
    Paper or E-Statements
    N/A


Minimum balance requirement must be met to obtain the interest rate/annual percentage yield.

 

* Age 17 and younger

** Automatic certificate renewal. Interest may be reinvested, deposited to another FLB account, ACH deposit to another bank or paid by check.

CDARS

  • Maturity terms ranging from 1 month to 3 years
  • Maximum investment up to an aggregate of $50 million
  • Choose to have the interest paid monthly, quarterly, or at the time of term maturity
  • One monthly statement itemizing all CDARS certificate investments
  • One tax statement per year which will include all CDARS CD investments

Contact a First Liberty Banker for more information at 405.608.4500 or visit us in Oklahoma City. We are conveniently located near Britton and May Avenue in The Village.

Individual Retirement Account

An Individual Retirement Account (IRA) provides you the opportunity to make tax-deductible contributions.

You should consult with your tax advisor to see how this account may benefit you.