Notice:  MyBillPay, our online bill paying service, will be unavailable October 24-25, 2020 from 10:00 pm Saturday through 4:00 am Sunday for system maintenance. We apologize for any inconvenience they may cause. Please call us at 405-608-4500 if you have any questions.


Certificates of Deposit Account Registry Service™ or CDARS is a convenient network that enables you to transfer and deposit funds into multiple banks by working with just one bank. Member banks issue CDs in amounts under $250,000 so that your entire investment is eligible for FDIC insurance.


  • Maturity terms ranging from 1 month to 3 years

  • Maximum investment up to an aggregate of $50 million

  • Choose to have the interest paid monthly, quarterly, or at the time of term maturity

  • One monthly statement itemizing all CDARS certificate investments

  • One tax statement per year which will include all CDARS CD investments.

Similar to CDARS, with an Insured Cash Sweeps (ICS) account, you can earn interest by putting excess cash balances in money market accounts with several banks, while working with just one bank.

ICS Benefits:


  • Flexible fund withdrawals
  • FDIC insured
  • One statement itemizing all money market accounts
  • One tax statement per year
  • Online Access

Contact a First Liberty Business Banker for more information at 405.608.4500