MyDigital LocKbox

With MyDigital Lockbox, payments to your company will be routed to a post office box daily where they will be collected and processed personally by our bank staff. Each payment is deposited the same day, while all checks and accompanying documents are imaged and available for your viewing and downloading from our lockbox web portal. Let our personalized service help you:

  • Accelerate your cash collections.
  • Enable you and your staff to have more time to focus on important tasks without leaving the office.
  • Eliminate careless paper waste, paper handling and the hassle of paper storage.
  • Access custom reports with the touch of a button.


Our secure remote deposit capture system allows your business to scan checks anytime, so you no longer have to lose precious time from your workday. In addition, our desktop scanners connect easily to your computer allowing you to deposit into multiple accounts. With MyDirectCheck, business owners enjoy these benefits:

  • Make deposits without leaving the office
  • Streamline employee efficiency
  • Lower costs of courier services and transportation
  • Consolidate deposits from multiple locations
  • Research deposits and retrieve images of deposited items

Positive Pay

Positive Pay protects your business from fraud by comparing an issued check file you supply to us to the checks we receive. We then compare the file to checks presented to the bank to detect and prevent counterfeit and fraudulent checks. Benefits of Positive Pay include:

  • Suspect payments are red-flagged and referred to you for approval/return decision.
  • Reduces exposure to check fraud, duplicate paid items and voided items that might clear.

Zero Balance Account

A Zero Balance Account (ZBA) is a checking account in which a balance of zero is maintained by automatically transferring funds from a primary account in an amount just large enough to cover checks presented. A Zero Balance Account can:

  • Eliminate idle balance
  • Earn additional interest on idle funds
  • Provide additional identity theft protection


For more information about First Liberty Bank Cash Management Services, call a Treasury Management Specialist at 405-608-4500 or visit our Oklahoma City location at Britton and North May Avenue.