FREEDOM CHECKING

  • $50.00 minimum deposit to open account
  • No monthly service charge with a $1,500.00 average collected balance
  • If balance falls below $1,500.00 (avg. collected) a $12.00 service charge will be assessed.
  • $100.00 minimum balance required in order to earn interest.
  • Interest tiers:
  • $100.00 - $4,999.99
  • $5,000.00 - $24,999.99
  • $25,000.00 and above
  • Unlimited Debit Card, POS & ATM Transactions
  • Other Debits – 50 free ($0.35 per item thereafter)
  • Other Credits – 20 free ($0.25 per item thereafter)
  • An overdraft fee applies to overdrafts created by check, in person withdrawals and electronic means. Inadvertent overdrafts caused by ATM and one time debit card transactions are excluded.
  • Free monthly paper statement with images or My E-Docs electronic statements
  • Free online FLB MyBanker®
  • Free FLB Visa® Debit Card (5 free non FLB ATM transactions per statement cycle, $1.25 per ATM transaction over 5 at non FLB locations)
  • Free MyFLBMobile Smart Phone Application available