• $50.00 minimum deposit to open account
  • No quarterly service charge with $50.00 average collected balance
  • If balance falls below $50.00 (avg. collected) a $10.00 quarterly service charge
  • Interest will compound quarterly and will be credited quarterly on all balances
  • An overdraft fee applies to overdrafts created by check, in person withdrawals and electronic means. Inadvertent overdrafts caused by ATM and one time debit card transactions are excluded.
  • Free online FLB MyBanker®
  • Quarterly statement unless Electronic transfer occurs on account, then monthly- Available by mail, or with FLB My E-Docs electronic statements  
  • According to Federal Regulations, the savings account  is a limited activity account.  The total number of preauthorized transfers allowed is six (6) per statement cycle.  Transactions which fall into this category include automatic transfers to third parties, preauthorized payments, wire transfers and telephone transfers to another account of the same depositor.  A transaction charge of $5 per item is assessed to the account for exceeding these limits.